Most home buyers are not doing so with cold hard cash! Getting a mortgage can be a confusing process without the right lender. Mike Love, EXP Realty asks Mike Bernhart, Armor Mortgage to explain some of the requirements for the FHA mortgage. What are the benefits and downsides for this government backed program? How has this mortgage helped people qualify for a loan with less than perfect credit? What is the difference between FHA and Conventional mortgages? Ready to jump into the housing market?